Annuity State Guaranty Protection Limits

Life insurance and annuities are protected against carrier insolvency by State Guaranty Associations. Annuities are not FDIC insured, but each insurance company is licensed and regulated in states in which it conducts business. Each state covers policies up to a certain amount should the company go bankrupt. For more information, see NOLHGA — the National Organization of Life & Health Guaranty Associations.

Find your state's protection limit below. Links are provided to each state's Department of Insurance along with a phone number to the state's Guaranty Association.

State (w/link to website): Protection Limit: Guaranty Ass. Phone:
Alabama $100,000 (334) 269-3550
Alaska $100,000 (907) 465-2515
Arizona $100,000 (602) 912-8400
Arkansas $300,000 (501) 371-2600
California $80,000 (916) 492-3500
Colorado $100,000 (303) 894-7499
Connecticut $100,000 (860) 297-3802
Delaware $100,000 (302) 739-4251
District of Columbia $300,000 (202) 727-8000
Florida $100,000 - $300,000 (850) 922-3101
Georgia $100,000 (404) 656-2056
Hawaii $100,000 (808) 586-2790
Idaho $100,000 - $300,000 (208) 334-4250
Illinois $100,000 (217) 785-0116
Indiana $100,000 (317) 232-2385
Iowa $100,000 (515) 281-5705
Kansas $100,000 (785) 296-3071
Kentucky $100,000 (502) 564-6027
Louisiana $100,000 (225) 342-5423
Maine $100,000 (207) 624-8475
Maryland $100,000 (410) 468-2090
Massachusetts $100,000 (617) 521-7794
Michigan $100,000 (517) 373-9273
Minnesota $100,000 - $300,000 (651) 296-6848
Mississippi $100,000 (601) 359-3569
Missouri $100,000 (573) 751-4126
Montana $100,000 (406) 444-2040
Nebraska $100,000 (402) 471-2201
Nevada $100,000 (775) 687-4270
New Hampshire $100,000 (603) 271-2261
New Jersey $100,000 - $500,000 (973) 623-3989
New Mexico $100,000 (505) 827-4601
New York $500,000 (212) 480-2289
North Carolina $300,000 (800) 546-5664
North Dakota $100,000 (701) 328-2440
Ohio $100,000 (614) 644-2658
Oklahoma $300,000 (405) 521-2828
Oregon $100,000 (503) 947-7980
Pennsylvania $100,000 (717) 783-0442
Rhode Island $100,000 (401) 222-2223
South Carolina $300,000 (803) 737-6160
South Dakota $100,000 (605) 773-3563
Tennessee $100,000 (615) 741-2241
Texas $100,000 (512) 463-6464
Utah $200,000 (801) 538-3800
Vermont $100,000 (802) 828-3301
Virginia $100,000 (804) 371-9741
Washington $500,000 (360) 753-7301
West Virginia $100,000 (304) 558-3394
Wisconsin $300,000 (608) 267-1233
Wyoming $100,000 (307) 777-7401

*Protection limits, links, and phone numbers as of 07/13/2009. Subject to change without notice.