Which Annuity is Right for Me?
There are 3 general types of annuities: fixed, indexed, and variable. Use this guide to determine which is right for you:
General Annuity Benefits
- Safety: Backed by A+ insurers
- Tax Deferral: Tax-free growth
- High Yield: Better interest rates than CDs
- Life Insurance: Death benefits
- Liquidity: Flexible withdrawals
- Unlimited Contributions: Unlike 401(k)
- Inheritance: Pass on money probate-free
- Lifetime Option: Income you can't outlive

Fixed Annuity
- Lump-sum Buy-in
- Invest in Bonds
- No Risk
- Guaranteed Rate
- Moderate Growth
- 3%-10% Returns
- 1-10 Year Term
- Hassle Free
- Retirement Income
Index Annuity
- Lump-sum or Multi
- Invest in S&P 500
- Low Risk
- Minimum Rate
- Solid Growth
- Returns Vary
- 1-10 Year Term
- Hassle Free
- Wealth
Variable Annuity
- Lump-sum or Multi
- Invest in Equities
- Flexible Risk
- Variable Rate
- Strong Growth
- Returns Vary
- 1-10 Year Term
- Investment Control
- Wealth