Florida Annuity

In Florida, the department in charge of annuities and insurance regulation is the Florida Office of Insurance Regulation (FLOIR). The mission of the FLOIR is "to ensure that insurance companies licensed to do business in Florida are financially viable, operating within the laws and regulations governing the insurance industry; and offering insurance policy products at fair and adequate rates which do not unfairly discriminate against the buying public."

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Florida Insurance Commissioner

The current Commissioner in charge of the Florida Office of Insurance Regulation is Kevin McCarty. Kevin became Florida's first appointed insurance commissioner in January 2003. He has been a name in Florida for quite some time now;  Commissioner McCarty received his bachelor’s degree and Juris Doctorate from the University of Florida. Also it is important to note that this is not McCarty's first rodeo, on top of being Florida's commissioner he is also the Vice President of the National Association of Insurance Commissioners (NAIC), and a United States’ representative on the International Association of Insurance Supervisors’ (IAIS) Executive and Technical Committees.

Florida Annuity Resources

The Florida Office of Insurance Regulation (Office) has primary responsibility for regulation, compliance and enforcement of statutes related to the business of insurance and the monitoring of industry markets. The department also has a wide range of resources readily available to consumers that have any questions at all. The FLOIR also has a consumer help line to aid anyone in their purchases. The toll free number is (850) 922-3101 and they are always there to answer any questions you have. For more information about the Florida Office of Insurance Regulation, you can visit their website here.


Capital: Tallahassee
State Commissioner: Kevin McCarty
Insurance Hotline: (850) 922-3101
Annuity Guarantee Limit: $100,000 - $300,000
Website: http://www.floir.com/
Links: Life Insurance & Annuity Consumer Guides