New Jersey Annuity

The New Jersey Department of Banking & Insurance is responsible for regulating and overseeing all insurance and banking related business. The mission of the Department of Banking and Insurance is to: "regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of those industries."

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New Jersey Insurance Commissioner

On March 24, 2010, State Supreme Court Justice Jaynee LaVecchia appointed Thomas B. Considine as commissioner of the New Jersey Department of Banking & Insurance. Prior to his appointment, and beginning in 1993, he worked at MetLife, Inc. for nearly 17 years where he served most recently as Vice President & Government Relation Counsel, managing a staff of attorneys, public policy analysts and other professionals. Considine has quite the educational background as well; he received his J.D. cum laude from the Seton Hall University School of Law and his B.S. magna cum laude from the W. Paul Stillman School of Business Administration at Seton Hall University.

New Jersey Annuity Resources

The New Jersey Department of Banking and Insurance is committed to educating and protecting the states consumers in regards to insurance, money matters and real estate transactions. When you visit the New Jersey Department of Banking & Insurance you can "learn about your rights and protections in your interaction with the banking, insurance and real estate industries, obtain shoppers' guides and brochures, get tips for shopping for financial products and insurance, register complaints concerning insurance, banking and real estate transactions, access the Department's Web site through a public computer." New Jersey residents are encouraged to contact the department for any help relating to banking or insurance. The departments automated hotline is: 1-800-446-7467. Free information can also be obtained at


Capital: Trenton
State Commissioner: Thomas B. Considine
Insurance Hotline: (973) 623-3989
Annuity Guarantee Limit: $100,000 - $500,000
Links: Life and Annuity Checklist