South Carolina Annuity

The South Carolina Department of Insurance is part of the Governor's Cabinet. In addition to the director, Scott Richardson, four Deputy Directors manage the day-to-day operations of the Consumer Service and Agent Licensing division, the Market Actuarial and Alternative Risk Transfer Services division, the Financial Services and Legal division and the Administrative Services division.

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South Carolina Insurance Director

Scott H. Richardson has been the Director of the South Carolina Department of Insurance since February of 2007. Prior to his appointment by Governor Mark Sanford, Mr. Richardson served in the House of Representatives and the South Carolina Senate. He served as the Chairman of the House Property and Casualty Subcommittee. In addition, Mr. Richardson served on the House Labor, Commerce and Industry Committee and the Senate Finance and Banking and Insurance Committees. Mr. Richardson has a leadership role in the National Association of Insurance Commissioners and serves as the Southeaster Zone's chairman. He holds a B.A. in Psychology from the University of Tennessee. He and his wife Margaret have two children.

South Carolina Annuity Resources

The South Carolina Office of Consumer Services assists consumers in a variety of insurance claims and policy matters. The physical address of the South Carolina Department of Insurance is located in Columbia, across the street from the capitol. It is open Monday through Friday, 8:30 a.m. to 5:00 p.m. The address is 1201 Main Street, Suite 1000, Columbia, SC 29201. The mailing address is PO Box 100105, Columbia, SC 29202. For further information, visit the website at

Capital: Columbia
State Commissioner: Scott Richardson
Insurance Hotline: (803) 737-6160
Annuity Guarantee Limit: $300,000
Links: F.A.Q.