http://www.freeannuityrates.com Compare annuity rates online for free. Get expert advice on investing in Fixed, Variable, and Equity Indexed annuities. Request quotes from AIG, ING, Metlife, Prudential, Pacific Life, John Hancock, and Axa. en-us Copyright 2007-2009 FreeAnnuityRates.com All rights reserved Fri, 13 Mar 2009 00:00:00 -0700 All fixed annuities offer guaranteed safe, steady growth during their investment phases and secure income during their pay-out phases. Although annuities differ only in their details, those details are predictably devilish. http://www.freeannuityrates.com/annuities/article.php?title=How-to-Compare-Annuities http://www.freeannuityrates.com/annuities/article.php?title=How-to-Compare-Annuities Sun, 08 Mar 2009 00:00:00 -0700 By far the safest, most reliable wealth-management tools, Immediate annuities begin paying regular benefits within thirty days of purchase. If circumstances have left you in possession of a significant lump sum, a fixed immediate annuity assures its healthy growth and your secure income. http://www.freeannuityrates.com/annuities/article.php?title=Immediate-Annuity-Rates-Explained http://www.freeannuityrates.com/annuities/article.php?title=Immediate-Annuity-Rates-Explained Thu, 05 Mar 2009 00:00:00 -0700 In order to really make sense of a fixed index annuity, we need to take it apart and then put it back together. The basic concept is not difficult, but a fixed index annuity has quite a few “moving parts”—terms and conditions that vary according to which major insurance company sells the annuity. http://www.freeannuityrates.com/annuities/article.php?title=Fixed-Index-Annuity-Investment http://www.freeannuityrates.com/annuities/article.php?title=Fixed-Index-Annuity-Investment Sat, 28 Feb 2009 00:00:00 -0700 Annuities can be an effective insurance investment for you and your family. However, just like any other financial choice, a wise investor should research annuities and see how they work to determine if they are a good choice for them. http://www.freeannuityrates.com/annuities/article.php?title=How-Do-Annuities-Work? http://www.freeannuityrates.com/annuities/article.php?title=How-Do-Annuities-Work? Mon, 02 Feb 2009 00:00:00 -0700 Hartford Annuities offer many benefits. These include tax-deferral, a guaranteed death benefit, and a lifetime income. The Hartford Life Annuities available have two phases, an accumulation phase and an annuitization phase. http://www.freeannuityrates.com/annuities/article.php?title=Hartford-Annuities:-Shopping-by-Carrier http://www.freeannuityrates.com/annuities/article.php?title=Hartford-Annuities:-Shopping-by-Carrier Thu, 29 Jan 2009 00:00:00 -0700 Fixed equity indexed annuities have become one of the latest investing choices in the last fifteen years. Built as an investing vehicle that can provide a greater return than a traditional fixed annuity, fixed equity indexed annuities are often a smart investing choice for individuals looking for income during their retirement periods. http://www.freeannuityrates.com/annuities/article.php?title=Investing-in-Fixed-Equity-Indexed-Annuities http://www.freeannuityrates.com/annuities/article.php?title=Investing-in-Fixed-Equity-Indexed-Annuities Tue, 27 Jan 2009 00:00:00 -0700 While a traditional annuity schedule will give you a guaranteed amount of money each month, the lump sum choice hands you the entire financial investment at once. http://www.freeannuityrates.com/annuities/article.php?title=Lump-Sum-Annuity-Guide http://www.freeannuityrates.com/annuities/article.php?title=Lump-Sum-Annuity-Guide Mon, 26 Jan 2009 00:00:00 -0700 The variable annuity plans from Pacific Life feature investments such as small-cap growth, international value, equity index, diversified research, American growth income funds, multi-strategy, emerging markets, and inflation managed portfolios, among many others. http://www.freeannuityrates.com/annuities/article.php?title=Pacific-Life-Annuities:-Shopping-by-Carrier http://www.freeannuityrates.com/annuities/article.php?title=Pacific-Life-Annuities:-Shopping-by-Carrier Sat, 24 Jan 2009 00:00:00 -0700 Retirement investment decisions have become increasingly complex as fewer employees are covered by traditional, employer-sponsored pension plans. The shift to 401(k) plans has presented new retirees with difficult choices, including the annuity vs IRA decision. When investigating the issue of annuity vs IRA, several things must be taken into account. http://www.freeannuityrates.com/annuities/article.php?title=Annuity-vs-IRA http://www.freeannuityrates.com/annuities/article.php?title=Annuity-vs-IRA Wed, 21 Jan 2009 00:00:00 -0700 The easiest way to deal with an annuity formula is to use an annuity calculator to determine the amount of money you’ll receive based on investments made over time. However, it’s a good idea to understand the annuity formula used by the calculator in order to have a better idea of what you can expect from your investment over time. http://www.freeannuityrates.com/annuities/article.php?title=Annuity-Formula-Explained http://www.freeannuityrates.com/annuities/article.php?title=Annuity-Formula-Explained Tue, 20 Jan 2009 00:00:00 -0700 New York Life annuities products run the gamut, including the fixed deferred annuity, fixed immediate annuity, variable annuity, lifetime annuity, and flexible premium fixed annuity. http://www.freeannuityrates.com/annuities/article.php?title=New-York-Life-Annuities:-Shopping-by-Carrier http://www.freeannuityrates.com/annuities/article.php?title=New-York-Life-Annuities:-Shopping-by-Carrier Sat, 17 Jan 2009 00:00:00 -0700 The question that comes to mind when you first hear about adding annuities to your investment portfolio is “what are annuities?” The short answer is that annuities are agreements between two parties in which one party provides a “stream” of payments – a series of payments – to the other party. http://www.freeannuityrates.com/annuities/article.php?title=What-Are-Annuities? http://www.freeannuityrates.com/annuities/article.php?title=What-Are-Annuities? Fri, 16 Jan 2009 00:00:00 -0700 For some investors, the debate will be between putting their money in a CD (certificate of deposit) versus a fixed annuity. The debate of the annuity vs CD is best determined with a thorough analysis of your individual financial situation and what your objectives are. http://www.freeannuityrates.com/annuities/article.php?title=Annuity-vs-CD:-Fixed-Income-Options http://www.freeannuityrates.com/annuities/article.php?title=Annuity-vs-CD:-Fixed-Income-Options Wed, 14 Jan 2009 00:00:00 -0700 When an investor is in the market for an annuity, there are two basic choices they need to make: fixed rate annuities or variable annuities. There are distinct advantages to both types of annuities, but for some, the variable annuities pros and cons outweighs any other annuity options. http://www.freeannuityrates.com/annuities/article.php?title=Variable-Annuities-Pros-and-Cons http://www.freeannuityrates.com/annuities/article.php?title=Variable-Annuities-Pros-and-Cons