Life Insurance Articles

Universal Life Insurance Policy Explained

Universal life insurance is another one of several products that help an individual's family after the individual dies. Each universal life insurance policy can be tailored to the needs of each individual to make sure it meets their needs.

Universal life insurance was created as ...

Buying Life Insurance in a Bad Economy

Buying life insurance is often overlooked by many people especially in a bad economy. The need for it is even more important when there is an economic down swing as there is today. Buying life insurance can be the last thing an individual's mind when other needs seem more important.

Life Insurance for Seniors

Although many seniors my feel that they cannot get life insurance this is far from the truth. There are a variety of life insurance policies that are still valid to give life insurance for seniors. There are also groups like AARP that offer life insurance for seniors at reasonable rates.
Why Get Life Insurance for Children?

Most people do not like to think about getting life insurance for children because it is difficult to think that a child might die prematurely. In fact some financial planners think that life insurance for children is unnecessary.

Some people will add a small amount (around ...

What is the Best Life Insurance Policy for Me?

No one can really say what the best life insurance policy is for an individual so it is important to know the differences between the various products. Each individual will have their own needs so a good insurance agent can help them identify the best life insurance policy for their needs.
Final Expense Life Insurance

When seniors reach a certain age many begin to think about adding final expense life insurance to their current life insurance to help their families. Many people who buy life insurance add final expense life insurance to their general life insurance policies to make sure that families have ...

The Pros and Cons of Whole Life Insurance Policies

Whole life insurance policies are important products in the life insurance field because they literally protect an individual for their entire life. This insurance has a guarantee that it will not lapses as long as the insured continues to pay the premiums. Whole life insurance policies will be ...

Accidental Death Life Insurance Basics

Accidental Death Life Insurance is an important part of an individual's overall insurance package. This death life insurance is helpful in the event there is wrongful death or when an accident happens that cuts the life short for a member of a family.

According to statistics, ...

Life Insurance Providers: Choosing the Right One

Recent figures show that there are over 2,000 life insurance providers in the United States and this does not include the variety of banks or credit unions that also offer policies. It can be in the best interest of an individual to investigate ways to choose the right one when looking for life ...

Final Expenses: Life Insurance

The final expenses life insurance that an individual needs is important to understand and know about ahead of time. As seniors it is difficult to think about and prepare for final expenses life insurance but this is something that helps the family when the individual is deceased.