About Steven

Steven HartSteven Hart has worked in the insurance industry for over 12 years. He started out at JBC Insurance as a life insurance broker. After 5 years Steven became manager of the annuity sales division at JBC. In 2003 Steven left JBC to found HB Financial, a personal finance consultancy firm.

While managing HB Financial, Steven started writing guides on retirement investing and financial planing for his clients, posting them online. After several years, this loose collection of articles became a comprehensive compendium for anyone interested in developing a sound retirement plan. But there was one problem — this resource wasn't being shared with millions of potential investors browsing for retirement planning advice.

In the hope of making his retirement resource widely-available Steven partnered with FreeAnnuityRates.com. Together they started promoting annuities and annuity investment education.